Get Professional Help for Flood Damage Restoration

Filed under: Flood

Anyone who has ever had a flood in their home or business can tell you it is one of the worst ordeals you can live through. Stress levels are elevated as you try to answer myriad questions. How can I stop the flood? How can I get rid of all the water? How can I save my valuables? How will I restore my property? Will I be able to afford it?

A flood and its aftermath is a serious issue. You need professional help. Of you want to minimize the damage to your building and belongings, you should get immediate help from a professional flood restoration service. An experience company or contractor can help answer all your questions and get your property back to a liveable state as quickly as possible.

There are three keys to finding the right flood restoration company or contractor for your needs:

Act Quickly

No matter the reason for the flood – broken washing machine, busted pipe, leaky roof – time is of the essence when it comes to eliminating the water, drying out the building and property, and repairing the damage.  The longer water is left on your property, the more damage occurs, and the more costs accrue. You want a flood restoration service that understands the timely nature of the problem and will act quickly to address the problems and began to process of drying out your property, and repairing and replacing the structure and your valuables..

Professional and Personable

You want to select a service that is both professional and personable. Professional companies have all the required licenses, bonds, and insurance coverages. They will be happy to let you see copies of any of these documents. Professional companies will also be able to accurately describe and document all needed repairs and costs.  Personable companies will handle all your needs with a smile and respond to all inquiries with expertise and courtesy.

Experience Matters

Because no two floods are exactly alike and no two home or business owners have the same needs and wants, an experienced company is better to help because they have seen it all. Experienced companies and contractors understand the stressful nature of a flood and emphasize with a flood victim’s lack of patience. They will take all precautions necessary to make sure your property and valuables are treated with care, and to ensure that you are back to your normal household or business routines as quickly as possible.

Water and flood damage, no matter how small, is a serious and potentially costly matter. Left untreated, the costs of repair can increase significantly. Getting experienced and professional help will ensure that the job is done quickly and correctly.

 

Posted on May 15th, 2014 by FloodMed

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Should You Buy Home Flood Insurance?

Filed under: Flood, Insurance

Most homeowners understand the importance of homeowners insurance, but many have no idea that floods are not usually covered under their regular policy. Without separate flood insurance, you could lose everything if a flood destroys your home.

The National Flood Insurance Act of 1968 led to the creation of the National Flood Insurance Program (NFIP), which identifies areas of high flood hazard, establishes insurance rates, and helps provide insurance for structures and contents damaged in a flood.

As with all types of insurance, there are several different levels of protection. One option for many homeowners is the Preferred Risk Policy (PRP), which has a lower relative cost and is specifically for homeowners who reside in low to moderate flood risk areas. Even if you don’t think that you are at a risk for flood damage, you might want to consider this type of policy. FEMA has estimated that ninety percent of all natural disasters in the United States involve flooding, and twenty-five to thirty percent of flood insurance claims are from areas that have been designated as “low risk.”

Flood insurance is sold as a separate policy from your regular policy. If you don’t think you have it – you probably don’t. You should talk to your insurance agent or company about purchasing a policy to protect you against floods. Even if you don’t live in a high-risk flood area, it is a practical decision to at least purchase the minimum coverage to protect you in case the unexpected happens.

When you purchase a policy, it is important to know exactly what it covers, how much it is worth, and the amount of the deductible. Many policies have a waiting period before it becomes active; make sure to find out for how long this waiting period, if any, lasts.

Before you purchase a flood insurance policy, it helps to do some price comparison and research. Get several quotes and compare prices and policy coverages. Even if you are happy with your current homeowners policy and insurance carrier, it never hurts to do a little shopping to find out the best deals. If you decide to go with a new company, make sure to check for reviews, referrals, or testimonials before you sign on the dotted line.

You may not think that a natural disaster such as a flood can happen to you, but no location is one hundred percent safe from a flood. The cost to replace your home or possessions is far too great for most people. Homeowners should remember the old age – it is better to have insurance and never need it than to not have insurance and need it!

Posted on February 21st, 2014 by FloodMed

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How to Save Your Home After a Flood

Filed under: Flood

No matter which part of the country you live in, the possibility of a flood exists. You don’t have to live along the coast or adjacent to one of the nation’s great rivers to be a potential flood victim. Small rivers can overflow their banks, hurricanes can travel hundreds of miles inland, and ferocious rainstorms can hit every corner of the country. Mother nature is not the only thing that can cause flooding; damaged levies or dams, a broken water heater, a leaky pipe, or damage to a city’s water pipe outside the home can cause potential floods and water damage.

If you have been the unfortunate victim of a flood, no matter how minor, the first thing you should do is to try to dry out the home as quickly as possible. Lowering the humidity inside the home is essential to saving your house. Open the doors and windows as long as the humidity is not too high outside, use a dehumidifier, or try a desiccant, which is a chemical that can aid in reducing the dampness in your home.

Once you have dome everything possible to reduce the humidity in your home, it is time to begin salvaging items in your house. You should sort your items in to four categories – things that were untouched by the flood, things that were damaged but can be saved, items that were damaged beyond repair, and garbage. Take out the garbage immediately so it does begin to rot, smell, and attract insects.

Once you have all your items categorized and taken care of, you should begin to dry and clean all areas of your home. Mold and mildew can form quickly and spread even faster – dry and clean as best you can. Using normal household cleaning products and disinfectants should do the trick. Thoroughly clean and disinfect one room at a time to ensure that the job is done thoroughly and to minimize the overwhelming nature of the task. If the job appears to be too big, hire a professional. You want to take care of the mold and mildew as it can cause many health problems if left unchecked.

Once you have done all the preliminary cleaning, drying, and salvaging, you should have your home inspected. This will ensure that you have removed all potential areas of mold and mildew. You should also contact your insurance company to see what, if any, coverage you have for floods. The last task is to repair or rebuild any areas of your home that were damaged. Getting a building permit if needed and hiring the services of Flood Med are recommended for this part of the recovery process.

Posted on February 21st, 2014 by FloodMed

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How to Find the Right Home Flood and Fire Restoration Services

Filed under: Fire, Flood

Fires and floods are two of the greatest fears of a homeowner. Both can completely destroy your home and all of your possessions. Even if a home is only partially damaged by a fire or a flood, emotional and financial issues can last for many years after the incident. When a home is partially damaged by a fire or a flood, it means that the homeowner needs to salvage their possessions, replace lost or damaged items, and restore and rebuild their home.

Restoration After a Fire

A fire can cause burn, smoke, heat, or even water damage (from the fire department’s efforts to save the house). A significant fire causes significant damage, and proper restoration usually requires the services of an expert. Experts can help reduce and eliminate the odors left by soot and burned items, eliminate and remove any hazardous fumes or chemicals, thoroughly clean the soot and debris left from a fire, and evaluate and repair any structural damage. Experts can also help you make repairs and additions to your home that will help prevent future fire damage issues.

Restoration After Water Damage or a Flood

Though fires seem more destructive, water is often as harmful and damaging as a fire. Water can destroy anything and everything in your home, including electronics, carpeting, furniture, and the basic structures that hold up your home. Water can also make the home more vulnerable to mold, mildew, and fungus, all of which can cause serious health problems if left untreated. Experts can help save items damaged by water, eliminate any mold or mildew, and assess and repair the damage to any structures in your home.

Hiring a Restoration Expert

When hiring a company to perform the restoration work on your home, it is vital to check out all their qualifications. Do they have all the necessary local, state, and federal licensing? Do they carry the right insurance? What guarantees do they offer? Are the licensed to handle hazardous material?

It is also important to get referrals from neighbors, friends, family, and others who have had experience with one of these companies. Getting a referral from someone is the best way to find a reliable and reputable company. You should also do your online homework by checking for testimonials and reviews on online review sites. If you find any negative reviews, you should consider moving on to the next company.

After a fire or flood, you want your home properly assessed for any damage, and you want to have it restored correctly and in a timely manner. You want it done right! Take some time to find the right restoration company for your needs and you can turn that unfortunate event in to a beautiful new home.

 

Posted on February 21st, 2014 by FloodMed

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